The CreditGuru™ services are supported by a dynamic and highly regarded professional with 15+ years experience in formulating and communicating business & process strategy and leading change initiatives, driving large scale business initiatives with innovative processes and measurable ROI's.
Credit management is an integral part of the success of any organisation. The consulting arm of CreditGuru™ undertakes robust assessments of companies and their credit status. Using industry benchmarks, we can determine the credit worthiness of your clients and customise solutions that help you take charge of debtors. Risk profiling advice can also shape your credit decisions and reduce risk. In a broader management sense, CreditGuru™ advises on a suite of methodologies to enhance organisational outcomes and reduce business defects.
We provide advice in the following specialised areas:
- Provide extensive and sound information on your debtors that can assist you with setting appropriate credit limits, that are bench marked within your industry via a functional weighted scorecard to determine customers credit worthiness.
- Complementary to a scorecard, a risk-profiling model can be used to benchmark customers in the same tier category. This allows for better measurement and improves the quality of your credit decisions.
- Directors or Bank Guarantees is your industry at a higher risk?
- Ledger review and assessment- Do you really know whom you are dealing with?
- Romalpa (Retention of title) clauses
- Timely Credit limit reviews
- Order to cash end to end cycle
- Open account trading terms 30 Net V’s 45 Net
- Process Improvement and scalability within your Receivables
- Assessment for credit Insurance- is it worthwhile?
- Auditing and preparation of credit Risk and Collection Management policies/ procedures
- Policy governance including Sarbanes-Oxley Act
- Control standards and other risks associated with managing accounts receivables sub ledger
- Software implementation
- work flow suites
- automated dispute management tracking system
The CreditGuru™ has demonstrated success in delivery of projects from inception to roll out.
Contact us now to arrange an initial meeting. It's free.